Anchor Home Improvement is a contractor, not a lender. Financing is provided by third-party lenders and programs, subject to their approval and terms; not all applicants qualify. We offer multiple options and match each customer to the best fit. "No payments for up to 2 years" and approval based on home equity rather than credit score apply to our PACE (Property Assessed Clean Energy) financing only — a program secured by your home and repaid through an assessment on your property tax bill (a lien on the property), with terms set by the PACE program and applicable Florida law. Other financing options are unsecured and based on creditworthiness, with no origination fee. Payment terms vary by product.
** The "$97/month" figure is an example only, modeled on a $10,000 project financed over 20 years at 8.49% interest with a 12% origination fee financed into the loan (amount financed approximately $11,200; total of payments approximately $23,310). The origination fee makes the effective APR higher than the stated interest rate. Unsecured options with no origination fee are also available. Your actual rate, payment, fee, and terms depend on project size, product, credit, and approval, and may differ.
The additional 5% discount applies to qualifying customers in the listed categories with valid proof of eligibility and cannot be combined with other offers unless stated. Insurance savings vary by carrier and policy and are not guaranteed. Project timelines and quote-validity periods are estimates and may vary by job and permitting.